Research coverage on Evans Bancorp, Inc. is available from the following
analysts. This research is proprietary and therefore must be obtained from the firm that the analyst
represents. Please contact the analyst or firm directly.
Evans Bancorp, Inc. is followed by the analysts listed above. Please note
that any opinions, estimates or forecasts regarding Evans Bancorp's performance made by these
analysts are theirs alone and do not represent opinions, forecasts or predictions of Evans Bancorp,
Inc. or its management. Evans Bancorp, Inc. does not by its reference above or distribution imply
its endorsement of or concurrence with such information, conclusions or recommendations.